Terms Of Use

PLEASE READ THESE TERMS OF USE (“TERMS”) CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE.
These Terms form a legally binding agreement between you and Highlands Capital Advisors (“HCA”, “we”, “us”, or “our”).

1. General

These Terms govern your (“you”, “your”) use of the HCAdvisors.com website and any services, features, or content offered through it (“Website”). By using this Website, you agree to comply with these Terms, as well as our Privacy Policy. Together, these documents constitute the entire agreement (“Agreement”) between you and Highlands regarding your access to and use of the Website.

If you do not agree to these Terms, you must not use the Website.
We may revise these Terms at any time at our sole discretion by posting an updated version on this page. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms. You are encouraged to review this page periodically.

2. No Investment Advice

The Website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Nothing on this Website should be interpreted as a recommendation or solicitation to buy, sell, or hold any security or engage in any specific investment strategy. Any decisions you make based on the information provided are done solely at your own risk.

3. Eligibility

By accessing or using the Website, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. The Website is not intended for individuals under the age of 18.

4. Intellectual Property

All content available on this Website — including text, images, graphics, logos, and other materials — is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to view and use the content solely for personal, non-commercial purposes.
You may not copy, distribute, modify, or exploit any content without prior written permission from Highlands Capital Advisors.

5. Accounts

If you create an account on the Website, you agree to provide accurate information and keep your login credentials secure. You are solely responsible for all activities occurring under your account. HCA reserves the right to suspend or terminate accounts that violate these Terms.

6. Acceptable Use

When using the Website, you agree not to:

Engage in any unlawful activity or breach these Terms.
Interfere with the security or functionality of the Website.
Upload harmful or malicious files.
Use automated tools (such as bots or scrapers) to collect data.
Infringe upon any intellectual property rights of Highlands or third parties.

7. Limitation of Liability

To the maximum extent permitted by law, Highlands Capital Advisors and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use (or inability to use) the Website. Your sole remedy for dissatisfaction with the Website is to stop using it.

8. No Warranties

The Website and all content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that the Website will be error-free, uninterrupted, or secure.

9. Indemnification

You agree to indemnify and hold harmless Highlands Capital Advisors, its employees, officers, and affiliates from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

10. Changes in Ownership

We may assign or transfer our rights and obligations under these Terms to another entity without your consent.

11. International Users

If you access the Website from outside the United States, you are solely responsible for ensuring compliance with local laws.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in [City, State].

13. Contact Us

For questions regarding these Terms, you may contact us at:
info@hcapadvisors.com

14. Miscellaneous

These Terms constitute the entire agreement between you and Highlands regarding the use of the Website. If any provision is found to be invalid, the remaining provisions shall remain enforceable. No waiver of any rights will be effective unless in writing.